In Baccarat, cards are valued as follows: aces are worth one point, numbered cards retain their face value, and tens, jacks, queens, and kings are worth zero points. If the total value of the hand exceeds 9, only the last digit is used, meaning a hand with a total of 14 counts as 4 points. The goal is to have a hand as close to 9 points as possible.
Point Example
For example, if a player is dealt a 7 and an 8, the total would be 15, but only the last digit is used, so the hand is worth 5 points.