In Baccarat, each hand consists of two cards, and the value of a hand is determined by adding the values of the cards together, with 10s and face cards counting as zero. If the total exceeds 9, only the last digit is considered (for example, a hand of 7 and 8 would equal 5). When you win a Banker Bet, the payout is usually even money, but a 5% commission is typically deducted from your winnings due to the house advantage.
Banker Bet Example
For instance, if you place a Banker Bet of $100 and the banker wins the hand, you would receive a payout of $195 (your original bet of $100 plus $95 winnings after the 5% commission is deducted).